ElevateU Financial Literacy Program | Elevated Strategies LLC | East Stroudsburg, PA
ElevateU Financial Literacy Program

Your students will manage money long before anyone teaches them how.
We fix that.

ElevateU is a fully built, 13-module financial literacy curriculum for grades 6–12 — organized into 5 phases from money foundations through life skills. Designed by a former NYC DOE District 75 Paraprofessional and Special Education mathematics teacher with a finance background. Available delivered by our team, licensed for your own staff to teach, or run as community workshops. before adulthood — and your school meets Pennsylvania's new Act 35 requirement.

PA ACT 35 · EFFECTIVE 2026–27
Pennsylvania now requires every high school to offer a personal finance course before graduation. Act 35 of 2023 took effect for the 2026–27 school year, with the PA Academic Standards for Personal Finance (22 Pa. Code, Chapter 4) effective July 1, 2026. Districts that previously embedded financial concepts within economics or social studies no longer meet the standalone course requirement — ElevateU is built to satisfy it directly, and is fully implemented and ready now. Source: Pennsylvania Department of Education; Act 35 of 2023; Next Gen Personal Finance, Jan. 2024
Curriculum Designer D75 Para · Special Ed ICT Teacher · CCD75
Financial Credential B.B.A. Finance, Brooklyn College
Grade Range Grades 6–12
Curriculum 13 Modules · 5 Phases · Two Tracks
Delivery Facilitated by Us, or Licensed for Your Staff
Based In East Stroudsburg, PA — Monroe County
Who It Serves

Built for schools. Designed for students.

ElevateU reaches schools two ways: fully facilitated by our team, or licensed for your own staff to teach using our curriculum and certification training. No cost to students either way — program fees are billed to the school or organization. Available for school-based classroom delivery, after-school programs, and community workshop formats.

ElevateU is one program within Elevated Strategies LLC, which also provides Financial Coaching and Business Consulting services for adults — the same financial foundation behind ElevateU's curriculum is the foundation of our work with families and business owners across Monroe County.

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Middle Schools — Grades 6–8

Critical timing. Students in this range are developing financial habits and assumptions that will carry into adulthood. ElevateU meets them here, before those patterns set.

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High Schools — Grades 9–12

Students approaching their first job, first credit card, and first financial decisions on their own. ElevateU gives them the vocabulary, the frameworks, and the confidence to navigate it.

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Community Organizations

After-school programs, youth centers, community action agencies, and nonprofits serving young people can bring ElevateU to their community through our workshop format.

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School Administrators

Principals, curriculum directors, and district coordinators looking for a credible, instructor-led financial literacy program with assessments, progress tracking, and partner reporting.

The Curriculum

13 modules. 5 phases. Built for real life.

ElevateU's full curriculum runs 13 modules organized into 5 phases — from money foundations through wealth building and life skills. Two tracks run in parallel: Middle School (ages 13–15) and High School (ages 16–18). Every module ends in a student artifact that builds toward a complete Financial Independence Portfolio.

PH. 1
Modules 1–3
Money Management Foundations
  • M1 — Money Foundations: Needs vs. wants, building a budget, saving, money mindset
  • M2 — Banking: Account types, avoiding fees, digital banking, moving money safely
  • M3 — Credit: Credit scores, how credit is built, good vs. bad debt, first credit plan
Phase outcome: Personal monthly budget, banking plan, and credit readiness report
PH. 2
Modules 4–6
Adult Expenses
  • M4 — Housing: Renting vs. buying, lease reading, monthly housing budgets
  • M5 — Transportation: Owning vs. leasing, total cost of a vehicle, transportation planning
  • M6 — Insurance: Types of coverage, risk management, when you actually need each type
Phase outcome: Housing plan, transportation plan, and protection strategy
PH. 3
Modules 7–9
Building Income
  • M7 — Career Planning: Income types, career research, resume basics, negotiation
  • M8 — Entrepreneurship: Business model, pricing, marketing, one-page plan, pitch
  • M9 — Taxes: Paycheck anatomy, gross vs. net, sales tax, tariffs, W-2s and 1099s
Phase outcome: Career pathway plan, one-page business plan, and take-home pay analysis
PH. 4
Modules 10–11
Building Wealth
  • M10 — Investing: Compound interest, investment vehicles, wealth roadmap, target retirement age
  • M11 — Digital Income: Gig economy, freelance, creator economy, AI tools, future earning
Phase outcome: Wealth plan and future income strategy
PH. 5
Modules 12–13
Protection & Life Skills
  • M12 — Consumer Protection: Scams, fraud, identity theft prevention, consumer rights
  • M13 — Life Skills: Goal-setting, professional communication, decision-making, networking
Phase outcome: Financial safety plan and Personal Success Blueprint

Program Capstone: Real-World Adulting Simulation · Mini Shark Tank Business Pitch · Financial Independence Portfolio
Every module produces a student artifact. All 13 artifacts compile into a complete, exportable portfolio at Module 13.

Every module includes: Instructor guide · Student workbook · Interactive digital artifact · Module assessment · Journey Guide character scenarios · Portfolio artifact
Two tracks: Middle School (ages 13–15) and High School (ages 16–18). All materials are provided at no cost to the school or student.

Delivery Formats

Three ways to bring ElevateU to your students.

Some schools want us to handle delivery start to finish. Others want their own staff teaching it long-term. ElevateU is fully built either way — the curriculum, materials, and certification training already exist and are ready now.

We Deliver It
Facilitated by our team · Grades 6–12
Delivered during the school day in classroom or assembly format, coordinated with your bell schedule
Each unit runs 45–60 minutes — flexible to fit standard class periods
Instructor brings all materials — workbooks, activities, assessments
Mid-program and end-of-program reports delivered to school administrator
Certificate of completion issued to every student who completes all 13 modules
No cost to students — all program fees are billed to the school or organization
License & Train Your Staff
Your teachers deliver it · NEW
Full 13-module curriculum and master materials licensed to your school or district
Facilitator certification training for your staff — workbook walkthroughs, simulation activities, classroom management for each unit
Run unlimited cohorts with your own staff for the license term — no per-cohort fee
PA Chapter 4 standards alignment documentation included for your records
Ongoing email support and annual materials updates
Ideal for districts implementing Act 35 long-term, not just for one school year
Community Workshop
For organizations, after-school programs, and community cohorts
Available as standalone module sessions or the full 13-module program
Flexible scheduling — evenings, weekends, or after-school blocks
Individual student enrollment available for community cohorts
Ideal for youth centers, housing programs, workforce development orgs, and community action agencies
Same curriculum, materials, and completion certificates as the school format
Program can be funded through grants or agency contracts — contact us to discuss
Program Deliverables

Everything your school receives with ElevateU

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Student Workbooks

Printed or digital workbooks for every student, for every unit. Activity-based, not lecture-only. Students leave each session with something to take home.

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Unit Assessments

Pre-assessment at Unit 1 to establish baseline knowledge. Activity checks at Units 2–5. Post-assessment at Unit 6 to measure learning gains.

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Progress Reports

Mid-program report after Unit 3 covering attendance and engagement. Full end-of-program report with pre/post assessment outcomes delivered to your administrator.

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Post-Session Summaries

After every session, your school coordinator receives a written summary: unit covered, attendance, engagement notes, and a preview of the next session.

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Completion Certificates

Every student who completes all 13 modules receives a printed certificate of completion with their name, program name, and date. Shareable. Real.

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Program Coordinator Support

A dedicated program coordinator is assigned to every cohort. One point of contact for scheduling, materials, reporting, and all mid-program communication.

How to Get Started

Bringing ElevateU to your school is a four-step process

No long procurement cycles. No complicated intake. One conversation, one agreement, and we show up ready to teach.

1
Request the Program Overview Packet
Email us or complete the request form. We send the full curriculum overview, partner information, and pricing within 24 hours.
2
Schedule a Free Program Consultation
30-minute call to review the curriculum, confirm delivery format, discuss scheduling, and answer any questions from your team.
3
Sign the Partnership Agreement
We send a straightforward partnership agreement covering scope, schedule, materials, reporting, and investment. Review period included.
4
We Deliver — Or Your Staff Does.
Whichever path you chose: our instructor shows up prepared, or your certified staff teaches with confidence. Your students get a financial education that will follow them well past graduation day.
Investment

Transparent pricing. No surprises.

All program fees are billed to the school or organization. Students and families are never charged. Three ways to bring ElevateU in — have us deliver it per cohort, license it for your own staff long-term, or run it as a community workshop. Grant funding and agency contracts are available for qualifying organizations — contact us to discuss.

We Deliver — Per Program Cycle
Small Cohort
Up to 25 students · All 13 modules · Full materials & reporting
$1,800
per program cycle
Large Cohort
Up to 50 students · All 13 modules · Full materials & reporting
$2,800
per program cycle
50+ Students / Multi-Site
Custom scope and pricing — contact us to discuss
Contact Us
License & Train Your Staff — NEW
Single Campus License
Curriculum + materials + certification training for up to 3 staff
$3,500
first year
Single Campus Renewal
Continued license, updated materials & standards alignment
$1,200
per year after
District License
All campuses in your district · certification for up to 10 staff
$6,500
first year
Additional Staff Certification
Beyond included seats, per teacher
$400
per teacher
Community Workshop Format
Single Unit Workshop
One session, one topic — for events and org programming
$350
per session
Full 13-Module Community Series
Complete program for a community cohort
$1,500
per cohort
Individual Student Enrollment
Per-student community enrollment, full series
$97
per student

Every option includes: All student materials · Unit assessments (pre, activity checks, post) · PA Chapter 4 standards alignment documentation · Completion certificates · Program coordinator support. No hidden fees. No additional material costs.

Ready to Bring ElevateU to Your School?

Start with the Program Overview Packet. It's free.

Request the full curriculum overview, delivery details, partnership process, and pricing for both delivery and licensing options — delivered to your inbox within 24 hours. No obligation.

info@elevatedstrategiespa.com  ·  elevatedstrategiespa.com  ·  49 Dansbury Ter., Ste. 2, East Stroudsburg, PA 18301