Financial Coaching | Elevated Strategies LLC | East Stroudsburg, PA
Financial Coaching

Most people don't have a money problem.
They have an information problem.

Nobody sat down and taught most of us how credit works, how to get out of debt, or how to build a budget that actually holds. That's not a character flaw. It's a gap — and it's exactly what Financial Coaching is designed to close.

Book a Free 20-Minute Discovery Call See Pricing & Tiers
Find Your Starting Point

Which of these sounds like your situation right now?

We work across four coaching tracks. Your track is determined by where you are — not where you think you should be. All four are equally valid starting points.

Your credit score is holding you back.
  • You've been denied for a loan, card, or apartment because of your credit
  • You're not sure what's on your report or why your score is what it is
  • You want to know what's actually dragging it down — and what to do about it
→ Credit Repair Track →
Debt is eating your paycheck every month.
  • You're making minimum payments and the balances barely move
  • You know you owe money but you're not sure of the full picture
  • You want a real plan — not just a spreadsheet, but a system that works
→ Debt Elimination Track →
You make decent money — it just doesn't go far enough.
  • You reach the end of the month and wonder where it all went
  • You've tried budgeting before but it never sticks
  • You want a system built around your actual life — not a generic template
→ Personal Budgeting Track →
You're stable — and ready to actually build something.
  • Bills are covered, but your savings aren't growing the way you want
  • You don't have a clear picture of your long-term financial goals
  • You're ready to move from surviving to building — and you need a roadmap
→ Savings & Wealth Track →
Not sure which one fits? That's what the free discovery call is for. We'll talk through where you are, what's driving the most stress, and which track — or combination of tracks — makes the most sense. No pressure, no obligation.
What Financial Coaching Is

This is not generic financial advice. It's a plan built around your actual life.

Every engagement starts with understanding where you are right now — your income, your obligations, your goals, and the specific situation that brought you here. From that point, we build a plan that's yours. Not a template. Not generic advice. A real, written action plan with specific steps and a clear direction.

You'll work directly with Gabrielle Walcott — who brings formal financial education, years of community-based coaching experience, and a non-judgmental approach to every session.

  • ✅
    What coaching IS One-on-one sessions, a personalized action plan, real accountability, and specific deliverables that you keep.
  • ✅
    Built around your situation No two clients get the same plan. Your income, your debt, your goals, your timeline — all of it shapes the approach.
  • ✅
    Judgment-free There is no financial starting point too messy, too far behind, or too complicated. We start where you are.
  • ❌
    What coaching is NOT Not investment advice. Not legal counsel. Not tax preparation. Not a replacement for a licensed financial advisor for complex investment portfolios.
How It Works

From first conversation to finished plan — here's the path.

1
Free Discovery Call — 20 minutes
We talk through where you are, what's driving the most stress, and which coaching track fits. No pitch. No obligation. Just an honest conversation about your goals.
Free · No obligation
2
You Receive Your Proposal
Within 24 hours of your discovery call, we send a written proposal with your recommended coaching track, engagement tier, session structure, and investment. Everything in writing, upfront.
3
Sign & Submit Your Deposit
Once you accept the proposal, you sign your Service Agreement and submit the 50% deposit. This confirms your start date and officially opens your engagement.
4
Complete Your Intake Form
We send a digital intake form to complete before your kickoff. It helps us understand your full financial picture so we hit the ground running — no wasted time in session.
5
Kickoff Session — 60 minutes
This is where the work begins. We conduct your full financial assessment, review your intake, and build your personalized action plan together. You leave with a clear direction.
Your plan is built here
6
Active Coaching Engagement
Regular sessions follow your coaching track. Session recaps within 24 hours. Email support between sessions. Progress reviews built into Launch and Elevate tiers.
What You Receive

Everything included in every Financial Coaching engagement

Included in every tier — Foundation, Launch, and Elevate
Free 20-min discovery call Full financial assessment Personalized action plan Session recaps within 24 hours Email support between sessions Google Drive client folder Track assessment workbook Digital resource library
Credit Repair Track
Credit audit · Dispute strategy · 12-month credit roadmap · Utilization plan · Score monitoring guidance
Debt Elimination Track
Full debt mapping · Snowball or avalanche plan · Monthly payment system · Debt-to-income analysis
Personal Budgeting Track
Zero-based or % budget · Spending analysis · Monthly money routine · 90-Day Money Habit Plan
Savings & Wealth Track
Savings goal framework · Emergency fund plan · 12-month savings roadmap · Wealth foundation intro
Investment

Three tiers. One coaching system. You choose your depth.

Your tier determines how deep we go and how many sessions you have. Your track determines the content focus. Both are confirmed at your discovery call.

Financial Coaching
Foundation
One focused goal. Targeted and efficient.
$497
4 sessions · 60 min each
Book Free Discovery Call
Most Popular
Launch
Two interconnected goals. Real momentum.
$897
7 sessions · 60 min each · 30-day follow-up
Book Free Discovery Call
Financial Coaching
Elevate
Full transformation. All tracks as needed.
$1,497
12 sessions · 60 min each · 30/60/90-day follow-up
Book Free Discovery Call

All engagements: 50% deposit at signing · 50% at completion · See full pricing breakdown →

Common Questions

The questions people are afraid to ask

My credit is really bad. Is it too late to fix it?
No. There is no credit score too low to start from. The Credit Repair track is specifically designed for people who feel like they're starting from scratch — or who aren't sure what's on their report at all. We'll look at it together, figure out what's actually there, and build a realistic plan to move it in the right direction.
I'm embarrassed about how much debt I have. Will you judge me?
No. The amount of debt someone carries is almost never about character — it's usually about a gap in financial education combined with a few hard circumstances. We've worked with people at every point on the spectrum. You don't need to have it together before you come to us. That's the whole point of being here.
I've tried budgeting before and it never works. How is this different?
Most budgets fail because they're built on what someone thinks you should spend — not what your life actually costs. We start with your real numbers, your real income, and your real spending patterns. The budget we build is designed around your life, not the other way around. And we build in accountability — regular sessions where we review what's working and adjust what isn't.
Do I need to live in Monroe County to work with you?
No. All Financial Coaching sessions are conducted virtually by default. We're based in East Stroudsburg and serve Monroe County clients, but we work with clients across Pennsylvania and remotely nationwide. If you want to meet in person, reach out and we'll see what we can arrange.
What if I need help with more than one track?
That's what the Launch and Elevate tiers are built for. Credit and debt often go together. Budgeting and savings are natural companions. At your discovery call, we'll identify which tracks are most relevant for your situation and recommend the tier that makes sense. You won't be locked into just one track if your goals are broader than that.
Ready When You Are

Where you are now doesn't have to be where you stay.

Your discovery call is 20 minutes, free, and no obligation. We'll figure out together if this is the right fit.

Book Your Free Discovery Call See Full Pricing

info@elevatedstrategiespa.com · elevatedstrategiespa.com · East Stroudsburg, PA

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Schedule a free 30-minute discovery call. We'll assess your needs and outline exactly how Elevated Strategies PA can help you grow.

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